Property & Motor

Accident Insurance

Protection against the unexpected

Learn how accident insurance provides financial security for you and your family if you are injured in an accident and unforeseen costs arise as a result.

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Preparing for the unexpected: financial protection for every eventuality

Life is full of unpredictable events, so it is important to be prepared for such situations. Private accident insurance offers financial support in the event of accidental injury. It provides you with benefits such as disability payments, an accident pension or even cosmetic surgery. Term life insurance protects your loved ones should anything happen to you. It offers financial support for your surviving dependants and can help them maintain their usual standard of living. By protecting yourself against unforeseen events, you create financial security for yourself and your loved ones and can look to the future with peace of mind.

Frequently asked questions: Accident Insurance

What is accident insurance?

Accident insurance is insurance that provides financial benefits if the insured person suffers physical harm as a result of an accident. It can offer financial support for medical treatment, rehabilitation, disability or in the event of death.

What is the difference between accident insurance and health insurance?

Accident insurance specifically covers the consequences of accidents, whereas health insurance covers the costs of medical treatment in general, regardless of whether it is caused by an accident or an illness.

Which benefits are included in accident insurance?

The benefits of accident insurance can vary depending on the contract. They may include, among other things, disability benefits, daily hospital allowance, recovery allowance, an accident pension or death benefits.

Does accident insurance apply worldwide?

The territorial scope of accident insurance can differ. Some policies offer worldwide cover, while others only apply within a certain geographical area. It is important to check the policy terms to find out the exact scope of your accident insurance.