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Builder's Liability Insurance

Protection during your building project

Find out about builder's liability insurance (Bauherrenhaftpflicht), which protects you against financial risks and liability claims during your building project.

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Security from start to finish: our building project insurance

When you carry out a building project, specific insurance policies are important to protect you against the associated risks. Contractors' all-risk insurance (Bauleistungsversicherung) provides financial protection for damage to the building during the construction phase, e.g. from fire, theft or natural disasters. Builder's liability insurance is also very important, as it protects you against liability claims that may arise on your building plot during the construction phase. In addition, you might also consider a construction warranty insurance policy to protect yourself against defects in the building after the project has been completed. With the right insurance cover, you minimise the financial risks during your building project and can complete it successfully.

Frequently asked questions: Builder's Liability Insurance

What is builder's liability insurance?

Builder's liability insurance is an insurance policy that protects people commissioning a building project against third-party claims for damages during the construction phase. It covers personal injury or property damage that may occur on the building site or in connection with the building project.

Why is builder's liability insurance important?

Builder's liability insurance is important because building projects involve a range of risks. Accidents, damage to neighbouring properties or injuries to people can have considerable financial consequences. Builder's liability insurance provides protection against such risks.

Does builder's liability insurance also apply to construction companies?

No, builder's liability insurance does not usually apply to construction companies or building tradespeople. It is aimed specifically at the person commissioning the build, i.e. the owner of the building project.

How long does builder's liability insurance last?

The duration of builder's liability insurance is usually limited to the period of the building project. As soon as the building project has been completed or the building has been moved into, the insurance cover usually ends as well. It's important to check the policy terms and conditions to find out the exact period of cover.