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Property Owner's Liability Insurance

Security for property owners

Discover the advantages of property owner's liability insurance, which protects you if someone is injured on your property and you are held liable for any claims for damages.

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Safe properties, worry-free owners: our cover

As a property owner, you have certain responsibilities and face certain risks. Property owner's liability insurance is essential to protect you against third-party liability claims arising from injuries or damage on your property. It covers the costs of claims for damages and, if necessary, defends you in court. In addition to property owner's liability insurance, you may also want to consider environmental damage liability insurance to protect yourself against claims for damages resulting from pollution or environmental damage. With comprehensive cover, you minimise potential financial risks and can enjoy your property with greater peace of mind and security.

Frequently asked questions: Property Owner's Liability Insurance

What is property owner's liability insurance?

Property owner's liability insurance protects owners of land and buildings against claims for damages from third parties. It covers personal injury or property damage that may occur on the insured land or in the building.

Which risks does property owner's liability insurance cover?

Property owner's liability insurance covers damage that may be caused by hazards or defects on the land or in the building, such as slippery floors, falling objects, defective stairs or inadequate safety precautions.

Does property owner's liability insurance also apply to rented-out properties?

Yes, property owner's liability insurance also applies to rented-out properties. It protects the owner against claims for damages from tenants or other people on the land or in the building.

Is property owner's liability insurance required by law?

In most countries there is no legal obligation to take out property owner's liability insurance. However, in certain cases, such as when letting or using a property commercially, such insurance may be recommended or required by contract. It is important to check the relevant regulations in your country.