Home & House

Home Contents Insurance

Security for your home and your valuables

Find out more about home contents insurance and buildings insurance, which protect your home and your valuables and safeguard you against financial losses.

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Home secure, valuables protected: our insurance solutions

Your home is a place where you feel safe, and it is important to protect it accordingly. Home contents insurance provides financial protection for the personal belongings in your home. It reimburses you for the financial value of your items in the event of theft, fire, water damage or other insured risks. Buildings insurance protects the fabric of your house against damage caused by fire, storms, burst pipes or hail. With comprehensive cover for your home and your valuables, you can have peace of mind and enjoy your home to the full.

Frequently asked questions: Home Contents Insurance

What is home contents insurance?

Home contents insurance protects your household contents against damage or loss resulting from burglary, theft, fire, water damage and other risks. It generally covers movable items such as furniture, electrical appliances, clothing and valuables.

Which types of damage are covered by home contents insurance?

Home contents insurance generally covers damage caused by burglary, theft, fire, water from burst pipes, storms and hail. Depending on the policy, further risks such as natural hazards, power surge damage or bicycle theft may also be covered.

How is the value of your home contents determined for insurance purposes?

The value of your home contents for insurance purposes is usually determined by estimating the total value of all movable items in the household. It is important to review this value regularly and adjust it if necessary to ensure an adequate sum insured.

Does home contents insurance also apply outside your own home?

The territorial scope of home contents insurance can vary. As a rule, however, cover applies not only in your own home but also outside it, e.g. if your insured belongings are stolen or damaged while you are travelling or in a rented holiday home. It is important to check the policy terms and conditions to find out the exact scope.