Care & Health
Statutory Health Insurance (GKV)
Essential protection for your health
Find out about the benefits of statutory health insurance, which gives you essential protection for your health.
Essential cover for your health: our insurance solutions
Statutory health insurance provides essential insurance cover for your health. It covers the costs of medical treatment and medicines. To meet your individual needs, you can take out supplementary health insurance in addition to your statutory health insurance. This gives you additional benefits such as better accommodation in hospital or alternative therapies.
Frequently asked questions: Statutory Health Insurance (GKV)
What is statutory health insurance?
Statutory health insurance is a state-regulated form of health insurance that exists in many countries. It provides basic care for those insured and includes medical services such as doctor's appointments, medicines, hospital stays and preventive check-ups.
Who is insured under statutory health insurance?
As a rule, statutory health insurance covers everyone who meets certain requirements. These include, for example, employees with a certain income, family members of insured persons and self-employed people within a certain income threshold. The exact requirements vary from country to country.
Which benefits are covered by statutory health insurance?
The benefits of statutory health insurance are set out by law and include basic medical care. This covers medical treatment, medicines, hospital stays, preventive check-ups and certain rehabilitation measures.
How much are statutory health insurance contributions?
Contributions to statutory health insurance are generally based on income. The exact contribution rates and calculations vary depending on the country and legislation. Employees and employers often share the contributions to statutory health insurance.
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