Property & Motor

Business Insurance

Protect your business all round

Find out about the various insurance solutions that can comprehensively protect your business and safeguard you against financial risks.

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Security for your business: all-round protection for your success

As a business owner, you are responsible for your company, your employees and your customers. Comprehensive business insurance is therefore essential. It protects you against financial losses that can arise from business interruptions, liability claims, property damage or other operational risks. Business liability insurance covers damage caused to third parties in the course of your business activities. Business interruption insurance provides financial support if your company is temporarily unable to operate, e.g. due to fire damage or natural disasters. By protecting your business all round, you can make sure you safeguard your company's success and minimise any financial risks.

Frequently asked questions: Business Insurance

What is business insurance?

Business insurance is insurance tailored specifically to the needs of companies and traders. It comprises various policies that address the specific risks of running a business, such as business liability insurance, contents (inventory) insurance, business interruption insurance and vehicle fleet insurance.

Which risks does business insurance cover?

The exact risks covered by business insurance depend on the policies chosen and the individual needs of the company. It can offer protection against damage caused by fire, burglary, liability claims, business interruptions, natural disasters and much more.

Is business insurance required by law?

In most countries there is no legal obligation to take out business insurance. However, certain types of insurance, such as business liability insurance, may be mandatory in some industries or for certain activities.

How is the premium for business insurance calculated?

The premium for business insurance is usually calculated on the basis of various factors, such as the type and size of the company, turnover, industry, location, sums insured and individual risk profile. An insurance agent or broker can help you calculate the premium.