Property & Motor

Personal Liability Insurance

Make sure you are financially protected if damage occurs

Discover the advantages of liability insurance, which gives you financial protection if you are held responsible for damage and liable to compensate for it.

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Financial security in the event of damage and accidents

Nobody wants to end up in a situation where they suffer financial loss. But unforeseen events such as fire, burglary, natural disasters or other incidents can happen to anyone. To protect yourself against financial burdens, appropriate insurance cover is essential. Home contents insurance protects your personal belongings and reimburses you for the financial value of your items in the event of a loss. Buildings insurance protects your home and its building fabric. In addition, natural hazards insurance can be a sensible addition to protect you against damage from natural hazards such as flooding or landslides. By choosing the right insurance cover, you ensure financial security in the event of a loss and can sit back and relax.

Frequently asked questions: Personal Liability Insurance

Why is liability insurance important?

Liability insurance is important because it protects you against claims for damages from third parties. If you accidentally cause personal injury or property damage, your liability insurance covers the costs of settling the claim.

Is liability insurance required by law?

In many countries, liability insurance is required by law for certain areas, such as operating a motor vehicle. In other cases there is no legal obligation, but taking out liability insurance is still strongly recommended.

Does liability insurance also cover damage to my own property?

No, liability insurance generally only covers damage you cause to other people or their property. To cover damage to your own property, you need a suitable policy such as home contents insurance or buildings insurance.

Does liability insurance apply worldwide?

The territorial scope of liability insurance can vary. Some policies offer worldwide cover, while others only apply within a certain geographical area. It is important to check the policy terms and conditions to find out the exact scope of your liability insurance.