Pension & Retirement

Unit-Linked Life Insurance

Combine insurance cover with investment opportunities

Discover the advantages of insurance solutions that not only offer you protection but also investment opportunities to build wealth and secure your financial future.

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Invest in your future: insurance cover with return potential

Unit-linked life insurance gives you the opportunity to combine insurance cover with long-term investment opportunities. With unit-linked life insurance, part of your premiums is invested in selected investment funds, allowing you to benefit from the opportunities offered by the capital markets. At the same time, you enjoy the protection of a life insurance policy. This kind of insurance enables you to build up your wealth over the long term and benefit from potential returns.

Frequently asked questions: Unit-Linked Life Insurance

What is unit-linked life insurance?

Unit-linked life insurance combines traditional life insurance with an investment component. The premiums are invested in investment funds, so the amount of the later payout depends on the performance of the funds.

What are the advantages of unit-linked life insurance?

Unit-linked life insurance offers the chance of higher returns compared with traditional life insurance, as the capital is invested in investment funds. There is also often the option to choose between different funds and investment strategies.

What are the risks of unit-linked life insurance?

Unit-linked life insurance involves investment risks, as the value of the investments can fluctuate. If the funds perform poorly, this can lead to a lower payout. In addition, there may be costs for administration, taking out the policy and risk cover.

Is unit-linked life insurance suitable for everyone?

Unit-linked life insurance is particularly suitable for people who are willing to take risks when investing and are looking for the chance of higher returns. It's important to consider your own investment goals, risk appetite and investment knowledge before deciding on unit-linked life insurance.