Pension & Retirement

Critical Illness Insurance

Financial support in the event of serious illness

Find out how critical illness insurance gives you financial support if you are affected by a serious illness.

Support with serious illness: financial protection in difficult times

Serious illnesses such as cancer, heart attack or stroke can not only be an enormous physical and emotional burden but also have financial consequences. Critical illness insurance offers you financial support if you are affected by a serious illness. If you are diagnosed, it pays out a pre-agreed sum that you can use to cover medical costs or additional expenses, or to fund time off work. With this kind of insurance, you can make sure you are financially secure in difficult times and can focus fully on your recovery.

Frequently asked questions: Critical Illness Insurance

What is critical illness insurance?
Critical illness insurance, also known as dread disease insurance, is insurance that provides a financial benefit if the insured person contracts a specific serious illness. This insurance pays out a previously agreed sum insured, regardless of the actual treatment costs.
Which illnesses are covered by critical illness insurance?
The illnesses covered can vary depending on the insurance contract. Typically, however, they include serious conditions such as cancer, heart attack, stroke, kidney failure or Parkinson's disease. It is important to check the exact terms and exclusions in the insurance contract.
Who is critical illness insurance worthwhile for?
Critical illness insurance can be worthwhile for anyone who wants to protect themselves against the financial consequences of serious illness. Especially for people who cannot or do not want to take out comprehensive occupational disability insurance, critical illness insurance can be a useful addition.
What is the difference between critical illness insurance and occupational disability insurance?
Occupational disability insurance covers the loss of your ability to work in your own occupation, whereas critical illness insurance provides a financial benefit if the insured person contracts a specific serious illness. The sum insured under critical illness insurance is paid regardless of occupation and actual loss of income.
Schneider & Musil Insurance Brokers

Schneider & Musil Versicherungsmakler GbR
Blütenstr. 41, 90765 Fürth

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