Pension & Retirement

Endowment Life Insurance

Financial security for your loved ones

Make sure your loved ones are financially secure even when you are no longer there. Our insurance solutions give you the protection you need and financial security for the people closest to you.

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Financial security for your loved ones: protection and support

The financial security of your loved ones matters to you, and you want to make sure they are well provided for in the event of your death. Term life insurance offers financial protection for your surviving dependants. In the event of your death, they receive a pre-agreed sum that they can use to meet financial obligations such as ongoing costs, mortgages or education costs. By taking out term life insurance, you make sure your loved ones are financially secure in difficult times and can focus on coping with their loss.

Frequently asked questions: Endowment Life Insurance

What is endowment life insurance?

Endowment life insurance is a life insurance policy that builds up capital in addition to providing death cover. If the insured person dies, the agreed sum insured is paid out to the beneficiaries. When the policy term ends, the accumulated capital is paid out, including any profit participation (bonuses).

What are the advantages of endowment life insurance?

The advantage of endowment life insurance is that it combines death cover with capital accumulation. It can therefore provide financial protection for surviving dependants while at the same time building up capital for the insured person.

Are there any restrictions with endowment life insurance?

Yes, endowment life insurance comes with certain rules and restrictions. These include, for example, a fixed policy term, regular premium payments and a set rate of interest on the accumulated capital. In addition, there may be costs for administration, taking out the policy and risk cover.

Is endowment life insurance suitable for everyone?

Endowment life insurance can be suitable for people who want both death cover and capital accumulation. It is important to consider your own needs, financial means and appetite for risk before deciding on endowment life insurance.